Visa is an incredible business that is very hard to compete with because of the sophisticated infrastructure networks that they own. There are often concerns that disruption in the payments industry is somehow going to bypass these networks. I can assure you that Visa's management is well aware of the risks and is one step ahead.
For example, Visa announced that it will be launching a stablecoin for cross-border payments through Visa Direct. The pilot will give businesses a new way to move money with less friction, more liquidity and more flexibility. Sounds fantastic. Finally, someone who is passionately explaining to you how blockchain technologies can be useful, will actually make sense.
Visa is a trusted brand, which is very important when it comes to moving people's money. Although the industry might be evolving, I do believe that Visa will remain front and centre of industry developments.